Quote Online Or Print Application Home Contact Us info@g1g.com 408-286-1111 ext 106 408-997-7890 CA Lic# 0697055 What is Workers Comp Insurance? Workers' compensation insurance covers injuries and occupational diseases picked up at work. Fault doesn't matter; employers are liable even if the employee may have contributed to the injury or illness. It's required in every state except Texas, and specifics vary from state to state. Why do we need this? The laws in almost all states require you to have workers' compensation insurance if you have employees. Workers' comp is a no-fault system designed to protect employees who are made ill, injured or killed on their job--and also to protect employers from financial ruin due to negligence lawsuits. Who needs it? Not every employer needs workers' comp - in some states, small companies with fewer than three to five employees don't. Many states also give the employer the option to self-insure, that is, to cover the costs flowing from on-the-job injuries themselves. Whether this is a good idea depends on the business you're in and the financial state of your company. Zains Favorite hits of 70’s   Sign In   User Name     Password   New User Forgot password? News Home  |  About Us  |  Who We Are  |  Contact  |  Sign In |      Copyright 2005 Jeewanjee Insurance Agency All rights reserved California Lic # 0697055 Website Maintained by: W3Eye Inc.